Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8443327

Complaint Overview

Complaint ID: 8443327

Company: United Panam Financial CORP.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Florida

ZIP Code: 34769

Date Received: 2024-02-28T12:00:00-05:00

Date Sent to Company: 2024-02-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I filed a dispute months ago a request for verification of authorization to pull my credit but the credit replied back as verified but never sent a copy of all proof. I do not recognize this creditor nor did I authorized them to pull my credit.

Frequently Asked Questions

What is Complaint #8443327 about?

Complaint #8443327 was filed against United Panam Financial CORP. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-02-28T12:00:00-05:00.

How did United Panam Financial CORP. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against United Panam Financial CORP.?

Yes, visit the United Panam Financial CORP. company profile at readthecomplaint.com/company/united-panam-financial-corp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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