Credit card -- Getting a credit card -- Complaint #8418471
Complaint Overview
Complaint ID: 8418471
Company: American Express Company
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Delay in processing application
State: Texas
ZIP Code: 77025
Date Received: 2024-02-25T12:00:00-05:00
Date Sent to Company: 2024-02-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Notice of Default This is a notice of default with the opportunity to cure. XXXX. ) On XX/XX/year>, receivables sent to American Express XXXX XXXX XXXX XXXX XXXX, NY XXXX via certified mail tracking # XXXX delivered to an agent signed by XXXX XXXX on XX/XX/year> at XXXX, with return receipt tracking # XXXX delivered to my postal address XX/XX/year>. XXXX. ) On XX/XX/year>, receivables sent to American Express XXXX XXXXXXXX XXXX XXXX XXXX NY XXXX, article address to XXXX XXXX, title Treasurer in American Express Third Supplemental Indenture. Appointing XXXX XXXX with Medallion Stamp Guarantee, which preventing the Unauthorized Transfer of Securites by certified mail tracking number XXXX ; delivered XX/XX/year>. Certified article signed by agent XXXX XXXX on return receipt tracking number XXXX delivered to my postal address. XXXX. ) On XX/XX/year>, securities sent registered mail to American Express XXXX XXXX XXXX XXXX XXXX, Tx XXXX General Information/Investor Relations Dept with confirmation tracking number XXXX delivered XX/XX/year> at XXXXXXXX XXXX XXXX. ) Dated XX/XX/year> ; American Express mailed a letter to a postal address I no longer reside at, attached with this Notice of Default letter. As of today, XX/XX/year> no one responded other than a breach of fiduciary duties letter ( letter sent dated XX/XX/year> ). This is an opportunity to cure this matter. The next step will be filing a complaint with the Federal Reserve, the Comptroller of the Currency and the Board shall prescribe Regulations establishing such procedures as may be necessary to carry out in the Federal Reserve Act section 29., Civil Money Penalties. Requesting maximum amounts of penalties for the violation described in subsection ( c ), requesting 1 percent of the total assets of American Express Bank if not cured.
Frequently Asked Questions
What is Complaint #8418471 about?
Complaint #8418471 was filed against American Express Company regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-02-25T12:00:00-05:00.
How did American Express Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against American Express Company?
Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.