Debt collection -- Attempts to collect debt not owed -- Complaint #8417685
Complaint Overview
Complaint ID: 8417685
Company: Cascade Capital, LLC
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Tennessee
ZIP Code: 38118
Date Received: 2024-02-25T12:00:00-05:00
Date Sent to Company: 2024-02-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
CASCADE CAPITAL FUNDING , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ] XXXX XXXX XXXX XXXX XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } failed to provide any of the information they even attempted to deceive me by sending a fake billing statement ( Dated for XX/XX/XXXX ). They have furthered the fraud by looking into my credit report ( hitting my credit files for XXXX on XX/XX/XXXX ). This debt collection company XXXX XXXX XXXX XXXX XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } did not respond to any of my letters ( XX/XX/XXXX & XX/XX/XXXX, certified mail ) in the time allowed of 45 days each. They had the option to stop the pursuit of this alleged debt, they did not instead they generated a fake document. [ I will include with this complain as proof of the deceitful practices of XXXX XXXX XXXX XXXX XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } ] I requested XXXX pieces of information multiple times for proof and XXXX of those times by certified mail ( XX/XX/XXXX ). The following was requested of XXXX XXXX XXXX XXXX XXXX XXXX XXXX to provide the following : Original Contract -The contract that has my written signature Creditors Information-Name, Address & Phone Number ( s ) Payment History -Itemized billing associated with the account Proof of Ownership XXXX XXXX ( XXXX, XXXX & XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } ) must provide me proof that you have authorization to collect this debt from me. CONSUMER ENFORCEMENT ACTION As a Federally Protected Consumer, Original Creditor, Principal and Authorized Representative of XXXX XXXX XXXX on all accounts created by my seal/ signature, I order XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX make recompense and pay redress and compensation for their trespass against me personally, my family and my household. This is criminal activity at least and unacceptable by every means. XXXX XXXX XXXX XXXX XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } have committed seventeen federal violations against me, a Private law abiding Federally Protected Consumer. For taking time to address these issues. Violations committed against me included but not limited to : 1. Violation 25 USC 1692c ( a ) ; Communication without prior consent, expressed permission 2. Violation 25 USC 1692c ( b ) ; Communication without prior consent, expressed permission 3. Violation 25 USC 1692d ; Harass and oppressive use of intercourse about an alleged debt. 4. Violation 25 USC 1692d ( 1 ) ; Attacking my reputation, accusing me of Owen, and I let it did to you. 5. Violation 25 USC 1692d ( 2 ) ; Use of obscene or profane language on my report ( saying I owe you a debt ) 6. Violation 25 USC 1692e ; Using files, deceptive, or misleading representations 7. Violation 25 USC 1692e ( 2 ) ( A ) ; False representation of the character and amount of the alleged debt 8. Violation 25 USC 169e ( 2 ) ( B ) ; False representation of any service, rendered or compensation 9. Violation 25 USC 1692e ( 8 ) ; Communicating false information 10. Violation 25 USC 1692e ( 9 ) ; Use/ distribution of communication with authorization or approval 11. Violation 25 USC 1692e ( 10 ) ; False Representation ( note a party to a ledge it debt by my consent ) 12. Violation 25 USC 1692e ( 12 ) ; False representation/implication ( innocent purchasers for value ) 13. Violation 25 USC 1692f ; Unfair Practices, attempting collect and alleged death. 14. Violation 25 USC 1692f ( 1 ) ; Attempting to collect a debt unauthorized by and agreement between parties. 15. Violation 25 USC 1692g ( a ) ( 4 ) ; Certifiable Validation and Verification of alleged debt ( s ) 16. Violation 25 USC 1692j ( a, b ) ; Furnishing certain deceptive forms. ( You are not a party in the alleged debt ) 17. IDENTITY THIEF ; Obtaining personal identification information without prior consent, and creating an account in my name without my knowledge.
Frequently Asked Questions
What is Complaint #8417685 about?
Complaint #8417685 was filed against Cascade Capital, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-25T12:00:00-05:00.
How did Cascade Capital, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cascade Capital, LLC?
Yes, visit the Cascade Capital, LLC company profile at readthecomplaint.com/company/cascade-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.