Debt collection -- Attempts to collect debt not owed -- Complaint #8410875
Complaint Overview
Complaint ID: 8410875
Company: Ld Holdings Group, LLC
Product: Debt collection
Sub-Product: Mortgage debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Florida
ZIP Code: 32305
Date Received: 2024-02-23T12:00:00-05:00
Date Sent to Company: 2024-02-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I was trapped in a financial fraud and experienced a financial hardship. That is the reason I got 10 months behind and I applied for a loan modification on XX/XX/XXXX. I received a letter from Loan Depot requesting for additional documents. My loan modification application was approved on XX/XX/XXXX. On XX/XX/XXXX I received a Home Equity Line of Credit Account Statement indicating Amount Past Due is {$7800.00} and Amount Due This Billing Cycle is {$810.00}, and minimum payment is {$8600.00}. On XX/XX/XXXX, I mailed Cashier 's check with the amount of {$8600.00} to Loan Depot LLC. This statement includes the following transactions : Transaction Date Payments an Other Credits Amount XX/XX/XXXX Attorney Corporate Advance Disbursement {$470.00} XX/XX/XXXX Attorney Corporate Advance Disbursement {$470.00} XX/XX/XXXX Attorney Corporate Advance Disbursement {$5.00} XX/XX/XXXX Attorney Corporate Advance Disbursement {$5.00} XX/XX/XXXX Attorney Corporate Advance Disbursement {$900.00} XX/XX/XXXX Attorney Corporate Advance Disbursement {$40.00} XX/XX/XXXX Attorney Corporate Advance Disbursement {$470.00} XX/XX/XXXX Attorney Corporate Advance Disbursement {$320.00} On XX/XX/XXXX, I called the XXXX XXXX XXXX located XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX at ( XXXX XXXX XXXX XXXX notifying the attorney 's office that I had applied for the loan modification and the Loan Depot is reviewing my application. To my surprise, today ( XX/XX/XXXX ) I received a letter dated XX/XX/XXXX from Loan depot, indicating that the total amount due on my loan is {$4900.00} named as Corporate Advance. How this amount of money comes out? They knew my loan modification application was approved on XX/XX/XXXX but still keep on charging me for free money?
Frequently Asked Questions
What is Complaint #8410875 about?
Complaint #8410875 was filed against Ld Holdings Group, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-23T12:00:00-05:00.
How did Ld Holdings Group, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ld Holdings Group, LLC?
Yes, visit the Ld Holdings Group, LLC company profile at readthecomplaint.com/company/ld-holdings-group-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.