Debt collection -- Took or threatened to take negative or legal action -- Complaint #8403524

Complaint Overview

Complaint ID: 8403524

Company: Unifin INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Georgia

ZIP Code: 30328

Date Received: 2024-02-22T12:00:00-05:00

Date Sent to Company: 2024-02-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/24 I received an email from Unifin Inc a debt settlement company in regards to a debt that has been sold to them from XXXX XXXX XXXX which I currently have a case open with because they are currently reporting the same debt under my name which I provided documentation that XXXX XXXX XXXX requested providing a police report, Affidavit and Identification. I received an email from Unifin stating that this debt had been sold to them and they are now requesting for me to pay this debt that is not mine. I have provided Unifin with the same documentation that I gave to XXXX XXXX XXXX but there was no response back via email which is how XXXX from Unifn contacted me.

Frequently Asked Questions

What is Complaint #8403524 about?

Complaint #8403524 was filed against Unifin INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-02-22T12:00:00-05:00.

How did Unifin INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Unifin INC.?

Yes, visit the Unifin INC. company profile at readthecomplaint.com/company/unifin-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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