Debt collection -- Written notification about debt -- Complaint #8403315

Complaint Overview

Complaint ID: 8403315

Company: Spring Oaks Capital, LLC

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Georgia

ZIP Code: 30180

Date Received: 2024-02-22T12:00:00-05:00

Date Sent to Company: 2024-02-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have asked for the original signature of the original debt from Spring Oaks Capital LLC. They are constantly call me. I have asked for this information in writing. They haven't produced it and continue to call me. They called me from XXXX - XX/XX/XXXX. I recently received a call XX/XX/XXXXXXXX XXXX

Frequently Asked Questions

What is Complaint #8403315 about?

Complaint #8403315 was filed against Spring Oaks Capital, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-02-22T12:00:00-05:00.

How did Spring Oaks Capital, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Spring Oaks Capital, LLC?

Yes, visit the Spring Oaks Capital, LLC company profile at readthecomplaint.com/company/spring-oaks-capital-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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