Debt collection -- Attempts to collect debt not owed -- Complaint #8402939

Complaint Overview

Complaint ID: 8402939

Company: Cl Holdings LLC

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Georgia

ZIP Code: 30082

Date Received: 2024-02-22T12:00:00-05:00

Date Sent to Company: 2024-02-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Jefferson Capital Systems reported a fraudulent account on my credit report that SIGNIFICANTLY damaged my credit score. This has affected my ability to find housing for me and my young daughter. Unfortunately I was tragically in an accident and needed to get a new car but found out my credit score that i worked very hard and spent a lot of money and time repairing. Please delete this fraudulent mark off my credit report, yes an identity theft claim has been made.

Frequently Asked Questions

What is Complaint #8402939 about?

Complaint #8402939 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-22T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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