Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8402772

Complaint Overview

Complaint ID: 8402772

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: California

ZIP Code: 90061

Date Received: 2024-02-22T12:00:00-05:00

Date Sent to Company: 2024-02-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Experian Dispute Specialists have altered my disputes on several occasions to my disadvantage despite my written proof of the error provided by the account servicer. Their practices are illegal and violate my consumer rights. According to Experian : All documentation will be reviewed by an Experian Dispute Specialist. If the documentation can be validated as relevant to your dispute, we may use it to update your credit report or it may be shared with the data furnisher for the purpose of processing your dispute. Your original dispute may be modified and/or a new dispute may be opened in light of the information you provided. You will receive notifications if the original dispute is modified and/or a new one is opened. I have provided proof that my account was in deferment as it should have been according to the provisions of the guarantor. However, the information remains.

Frequently Asked Questions

What is Complaint #8402772 about?

Complaint #8402772 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-22T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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