Debt collection -- Attempts to collect debt not owed -- Complaint #8394934

Complaint Overview

Complaint ID: 8394934

Company: Cl Holdings LLC

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Ohio

ZIP Code: 44512

Date Received: 2024-02-21T12:00:00-05:00

Date Sent to Company: 2024-02-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The original account was a XXXX account fraudulently opened in my name sometime in XXXX. I disputed the original account and it was removed from all 3 credit bureaus. Now Jefferson capital is trying to attach to my credit report with a new opening date of XX/XX/XXXX. This debt is already about 7 years old and they are known for trying to reage debt. I have never had a XXXX account. I had XXXX at the time and have XXXX now . XXXX already removed them from my credit file and I'm currently waiting for XXXX to finish the dispute. Jefferson capital is very predatory.

Frequently Asked Questions

What is Complaint #8394934 about?

Complaint #8394934 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-21T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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