Vehicle loan or lease -- Incorrect information on your report -- Complaint #8378934
Complaint Overview
Complaint ID: 8378934
Company: American Honda Finance CORP
Product: Vehicle loan or lease
Sub-Product: Lease
Issue: Incorrect information on your report
Sub-Issue: Information is missing that should be on the report
State: New York
ZIP Code: XXXXX
Date Received: 2024-02-19T12:00:00-05:00
Date Sent to Company: 2024-02-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
As a loyal customer of American Honda Finance, I have always endeavored to fulfill my financial obligations promptly and responsibly and pay my monthly lease charges on time. However, at the end of my lease XXXX stopped all the sudden to report my account to the XXXX major credit bureaus, and my account was removed. This sudden removal of my account from credit bureaus has had a significantly adverse impact on my credit score, which has caused me undue distress and inconvenience. I became aware of this issue when I noticed a sharp decline in my credit score, which has had cascading effects on my financial standing. This unexpected development has made it challenging for me to secure favorable terms for various financial transactions, including but not limited to obtaining loans, mortgages, and credit cards. As a result, I am now faced with heightened interest rates and diminished access to essential financial services, all of which have had profound implications for my personal and professional life.
Frequently Asked Questions
What is Complaint #8378934 about?
Complaint #8378934 was filed against American Honda Finance CORP regarding Vehicle loan or lease specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-19T12:00:00-05:00.
How did American Honda Finance CORP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against American Honda Finance CORP?
Yes, visit the American Honda Finance CORP company profile at readthecomplaint.com/company/american-honda-finance-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.