Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8378314
Complaint Overview
Complaint ID: 8378314
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: XXXXX
Date Received: 2024-02-19T12:00:00-05:00
Date Sent to Company: 2024-02-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is my Second Notice to Equifax For there Further Identity theft of Non public information thats inaccurate and been deleted XXXX and equifax In reference to XXXX Account number XXXX XXXX I do not understand the discrimination and and defamation on top of the identity theft methods Equifax is applying to me as a consumer I have explained in the last complaint and numerous complaints before why this account should not be reporting on my consumer file But equifax continues to dishonor me and never sent me the notice of investigation properly notifying me my concerns are being investigated Which is a violation to 15 U.S. Code 1681d - Disclosure of investigative consumer reports b ) DISCLOSURE ON REQUEST OF NATURE AND SCOPE OF INVESTIGATION Any person who procures or causes to be prepared an investigative consumer report on any consumer shall, upon written request made by the consumer within a reasonable period of time after the receipt by him of the disclosure required by subsection ( a ) ( 1 ), make a complete and accurate disclosure of the nature and scope of the investigation requested. This disclosure shall be made in a writing mailed, or otherwise delivered, to the consumer not later than days after the date on which the request for such disclosure was received from the consumer or such report was requested, whichever is the later 2 ) PROMPT NOTICE OF DISPUTE TO FURNISHER OF INFORMATION ( A ) In general Before the expiration of the 5-business-day period beginning on the date on which a consumer reporting agency receives notice of a dispute from any consumer or a reseller in accordance with paragraph ( 1 ), the agency shall provide notiWcation of the dispute to any person who provided any item of information in dispute, at the address and in the manner established with the person. The notice shall include all relevant information regarding the dispute that the agency has received from the consumer or reseller. I never received any notice of investigation in the mail And to cap off This Further discrimination of equifax towards me Equifax has supposedly Responded To my XX/XX/XXXX cfpb Dispute referring to XXXX XXXX accounts that has nothing to do with that cfpb complaint that addressed Equifax aggravated identity theft on reporting of XXXX account XXXX XXXX So as my Second notice to equifax I am still Charging XXXX dollars each day this Non public and inaccurate information is still on my report I am giving equifax ten days to remove information off Report Or the next step I will be filing a identity theft report and submit a complaint to the Federal Trade commission and XXXX XXXX XXXX And United States congress I have attached documents below showing the Cfpb complaint That was supposed to be investigated Along with the XXXX account I am referring to
Frequently Asked Questions
What is Complaint #8378314 about?
Complaint #8378314 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-02-19T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.