Credit card -- Getting a credit card -- Complaint #8378106
Complaint Overview
Complaint ID: 8378106
Company: American Express Company
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Application denied
State: Texas
ZIP Code: 78229
Date Received: 2024-02-19T12:00:00-05:00
Date Sent to Company: 2024-02-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I applied for an XXXX XXXX card on XX/XX/2024 I was denied because of my XXXX score Breaking the FCRA and the XXXX. Not to mention an application is a financial transaction, which I haven't been compensated for. I called today XX/XX/2024 for reconsideration. Hoping for a change in the decision and was told I need to talk to the credit bureau ( which there is no such thing ) and apply in 30 days. XXXX ) I havent been compensated for my application XXXX ) my app will be traded upon the market well before 30 days along with other securities. XXXX ) there's all sorts of inaccuracies on my report that has nothing to do with granting me an open ended line of credit XXXX*i was the young woman I spoke with today she was kind and sweet no doubt about that. I just want what's my god given right from American express.
Frequently Asked Questions
What is Complaint #8378106 about?
Complaint #8378106 was filed against American Express Company regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-02-19T12:00:00-05:00.
How did American Express Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against American Express Company?
Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.