Debt collection -- Attempts to collect debt not owed -- Complaint #8366763

Complaint Overview

Complaint ID: 8366763

Company: Medical Business Bureau

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Illinois

ZIP Code: 60073

Date Received: 2024-02-17T12:00:00-05:00

Date Sent to Company: 2024-02-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had pre-paid for services at XXXX XXXX XXXX XXXX XXXX XXXX XXXX late summer XXXX. Prior to the first XXXX XXXX, a visa payment was made. Months later I received a small balance from the provider, for {$72.00}, for the same services. I had been questioning the balance, as it was a pre-pay service up front, and had been told the amount was on-hold by XXXX. Early XXXX I started receiving calls multiple times a day, and text messages from MBB ( Medical Business Bureau ) out of XXXX XXXX IL. https : //www.mbb.net/ Having understood the debt was being reviewed, I was surprised. MBB was calling regarding the same {$72.00} due XXXX. On XX/XX/XXXX I called XXXX and paid the balance in full. I emailed MBB informing them I was contacting the business to pay the balance that same day ( XXXX ). On XXXX I sent MBB a record of the payment receipt and instructed them not to call again. The debt is paid. As of today, XX/XX/XXXX, I am still receiving calls from this debt collector, regarding the same balance and file. I have a voice message from them of XX/XX/XXXX ( yesterday ) requesting payment, which is saved for reference. These harassing tactics, calling weeks past payment made, and demanding payment for the same balance, are annoying, unprofessional and unethical.

Frequently Asked Questions

What is Complaint #8366763 about?

Complaint #8366763 was filed against Medical Business Bureau regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-17T12:00:00-05:00.

How did Medical Business Bureau respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Medical Business Bureau?

Yes, visit the Medical Business Bureau company profile at readthecomplaint.com/company/medical-business-bureau to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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