Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8366471
Complaint Overview
Complaint ID: 8366471
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 31548
Date Received: 2024-02-17T12:00:00-05:00
Date Sent to Company: 2024-02-17T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am writing to file a formal complaint against TransUnion regarding inaccurate information reported on my credit report. The incorrect information has significantly impacted my ability to access credit and has caused undue financial distress. The credit bureau reported that the balanced on the Account for XXXX increased. This caused my credit score to drop significantly because it appeared like I missed payments on this account. I have applied for several credit increases and was denied despite the fact that I still maintain a credit score over XXXX. The account makes it appear that I have a high balance in relation to the credit line. Ive sent Transunion a letter to dispute the information and received a response that the account had been verified. I have included my correspondences from XXXX, TRANSUNION, XXXX and XXXX XXXX that are related to this issue. You can contact me at my email address for further communication regarding the complaint. Thank you for your attention to this matter. I trust that the Consumer Financial Protection Bureau will investigate this complaint thoroughly and take appropriate action to resolve the issue.
Frequently Asked Questions
What is Complaint #8366471 about?
Complaint #8366471 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-17T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.