Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8366463
Complaint Overview
Complaint ID: 8366463
Company: Barclays Bank Delaware
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 32137
Date Received: 2024-02-17T12:00:00-05:00
Date Sent to Company: 2024-02-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
BARCLAYS BANK DELAWARE XXXX XXXX XXXX XXXX, DE XXXX ( XXXX ) XXXX Reported : XXXX XXXX, XXXX - {$3000.00} In good standing This amount was above my {$2500.00} credit limit, unbeknownst to me. All charges were approved. Account was PAID IN FULL BEFORE DUE DATE but was reported anyway, which caused my score to drop by almost XXXX points. I phoned Barclays ands asked for credit increase to prevent another occurrance, they stated it would require a hard inquiry. I SPECIFIALLY DECLINED PERMISSION FOR A HARD INQUIRY - AS THIS WOULD FURTHER HURT MY SCORE- WHICH APPARENTLY WAS MADE ANYWAY XXXX XXXX
Frequently Asked Questions
What is Complaint #8366463 about?
Complaint #8366463 was filed against Barclays Bank Delaware regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-17T12:00:00-05:00.
How did Barclays Bank Delaware respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Barclays Bank Delaware?
Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.