Checking or savings account -- Managing an account -- Complaint #8362486

Complaint Overview

Complaint ID: 8362486

Company: Experian Information Solutions INC.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Funds not handled or disbursed as instructed

State: Georgia

ZIP Code: 30519

Date Received: 2024-02-16T12:00:00-05:00

Date Sent to Company: 2024-02-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

This complaint is against Experian ID Restoration Services relevant to their False Advertising. Experian advertises a XXXX XXXX liability Insurance Policy, to cover any expenses or losses which take place while you are utilizing their services as a member. They fail to mention that they utilize a second rate Insurance Company to pay their claims. The name of the Insurance Company is XXXX XXXX XXXX XXXX XXXX XXXX ( an XXXX XXXX ). This Company has a history of failure to honor claims. XXXX XXXX XXXX stated Stupid reasons in their failure claims, even when the record plainly shows their error. They tend to state that the losses did not take place when policy was in force, they disregard bank records which show they are wrong. Dealing with identity theft is stressful enough, without dealing with an Insurance Company which tends to deny claims, and fails to communicate other than to deny claims, and fails to work with the customer for a Resolution. Many of their Customers have had this same problem, with XXXX XXXX XXXX failure to honor contract!!!

Frequently Asked Questions

What is Complaint #8362486 about?

Complaint #8362486 was filed against Experian Information Solutions INC. regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-02-16T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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