Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8349111
Complaint Overview
Complaint ID: 8349111
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Maryland
ZIP Code: 21206
Date Received: 2024-02-14T12:00:00-05:00
Date Sent to Company: 2024-02-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Hello, I have a few hard inquiries on my credit I need to recognize. I know why a few are on there, but I want to know if there is anything I can do to have them removed. The inquiries are as follows according to TransUnion : - XXXX XXXX XXXX - XX/XX/2023 - XXXX XXXX XXXX - XX/XX/2023 - XXXX XXXX XXXX XXXX - XX/XX/2023 - XXXX XXXX XXXX XXXX XX/XX/2023 I believe all these are associated with my recent purchase of my automobile, which was through the XXXX dealership XXXX I believed these were the vendors they tried to get a loan with before settling on financing with XXXX XXXX for my loan. I refinanced with XXXX XXXX and paid off the XXXX XXXX loan for a lower interest rate. Also, I have a hard inquiry for a XXXX on XX/XX/2023, labeled travel/entertainment, and I do not know where it came from as I have not paid for any travel or entertainment during that time.
Frequently Asked Questions
What is Complaint #8349111 about?
Complaint #8349111 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-02-14T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.