Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8347289
Complaint Overview
Complaint ID: 8347289
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Tennessee
ZIP Code: 38118
Date Received: 2024-02-14T12:00:00-05:00
Date Sent to Company: 2024-02-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This communication serves as my fourth correspondence concerning the identity theft incident. I am specifically disputing an inquiry still present in my file, resulting from the aforementioned crime. The disputed inquiry is not linked to any transactions for goods, services, or monetary exchanges authorized by myself. I respectfully request the expungement of this inquiry from my Equifax credit file, originating from the alleged identity theft incident : XXXX dated XXXXXX/XX/year>. This inquiry remains unrecognized by me. Additionally, the information related to this inquiry has already been expunged by other bureaus, casting doubt upon its accuracy. The reported history date of this inquiry also remains undisclosed to me. In accordance with FCRA 605B ( c ) ( 1 ) ( C ) Authority to decline or rescind, I request its removal.
Frequently Asked Questions
What is Complaint #8347289 about?
Complaint #8347289 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-02-14T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.