Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8340912

Complaint Overview

Complaint ID: 8340912

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Mississippi

ZIP Code: 38654

Date Received: 2024-02-13T12:00:00-05:00

Date Sent to Company: 2024-02-13T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am highly upset and very stressed by the many times I have reached out to the credit reporting agencies to fix the issues on my consumer report letting them know these inaccurate items are not mines. I have been XXXX and suffered so much pain due to these inaccurate items being on my report not being able to get basic living needs for me and my family. This a serious matter and threat to me and my family. I need these accounts that are not mines to be deleted from my credit report as soon as possible. I did my research on the laws and in section 1611 ( a ) it states that failure to investigate these items within 30 days gives a reason to immediately delete them. Also Section 15 USC 1681a ( 2 ) ( iii ) I have the right to deny anything being reported on my credit report. The items I have provided in my notarized letter attached I am demanding them to be deleted immediately or the reporting agency will force me to file for litigation due to the stress it has caused me. I am authorizing this investigation this is not a third party company.

Frequently Asked Questions

What is Complaint #8340912 about?

Complaint #8340912 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-13T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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