Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8340154

Complaint Overview

Complaint ID: 8340154

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Georgia

ZIP Code: 30263

Date Received: 2024-02-13T12:00:00-05:00

Date Sent to Company: 2024-02-13T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I have been back and forth with Experian asking them to remove accounts and address that are not mines. Im in the process of buying me a house and I noticed that a collection was placed on my account XXXX XXXX XXXX I spoke with XXXX XXXX XXXX the account number that was reported belonged to someone else. My first question is how did Experian not catch that now im out of {$1500.00} dollars for my relator finder fee so im requesting a settlement in the amount of {$1500.00}. Also my next problem is you have a commercial address listed on my report regardless of the numerous times i have called in and explained the issue you guys refuse to remove the address or account. First you stated the address and account is gone which i will attach and I look on my credit its still there. Im suing for that also another {$1000.00} for violating consumer rights. I told you guys the account XXXX XXXX doesn't belong to me and the information that they sent was not a validation of debt. It said XXXX XXXX XXXX not XXXX XXXX XXXX. So i look forward to hearing from you guys with a settlement agreement and a removal from my credit report .I urge you to take immediate action to correct the inaccuracies in my credit report and provide me with written confirmation of the same. Failure to do so will leave me with no alternative but to seek legal recourse.

Frequently Asked Questions

What is Complaint #8340154 about?

Complaint #8340154 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-13T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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