Debt collection -- Written notification about debt -- Complaint #8325678

Complaint Overview

Complaint ID: 8325678

Company: Ccs Financial Services, INC.

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Connecticut

ZIP Code: 06074

Date Received: 2024-02-11T12:00:00-05:00

Date Sent to Company: 2024-02-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX I called Credit Collection Services to stop auto payment on XXXX auto withdrawals set up. I told them I never received verification of a debt from XXXX XXXX and feared they never cancelled an account after I moved. They agreed to stop the XXXX future payments on XXXX and XXXX and to put my account in dispute. They agreed to notify the credit bureau it was in dispute and that they would send me verification of the debt. They never did. They charged my account against my permission. They never notified the credit bureau that its disputed. I have no proof this is my debt and I told them I dont understand why it was reported as I set up a plan of payment. Its fraud to not provide proof and charge me.

Frequently Asked Questions

What is Complaint #8325678 about?

Complaint #8325678 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-02-11T12:00:00-05:00.

How did Ccs Financial Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Ccs Financial Services, INC.?

Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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