Debt collection -- Attempts to collect debt not owed -- Complaint #8312628

Complaint Overview

Complaint ID: 8312628

Company: Westlake Services, LLC

Product: Debt collection

Sub-Product: Auto debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Florida

ZIP Code: 32563

Date Received: 2024-02-08T12:00:00-05:00

Date Sent to Company: 2024-02-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have contacted XXXX multiple times regarding the debt reporting on my credit report. I have asked that XXXX send me any contracts or proof of debt validation with no response. This debt is not mine, I have asked that it be removed multiple times as they can not provide any documentation of ever doing business with me. I have never done any business with XXXX, and I am requesting this debt be removed immediately.

Frequently Asked Questions

What is Complaint #8312628 about?

Complaint #8312628 was filed against Westlake Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-08T12:00:00-05:00.

How did Westlake Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Westlake Services, LLC?

Yes, visit the Westlake Services, LLC company profile at readthecomplaint.com/company/westlake-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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