Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8312210
Complaint Overview
Complaint ID: 8312210
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Ohio
ZIP Code: 43228
Date Received: 2024-02-08T12:00:00-05:00
Date Sent to Company: 2024-02-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Based on the FCRA 15 USC 1681 ( 5 ) ( A ), the account with XXXX XXXX has several violations which include : XXXX XXXX Based on the provided credit report information, here are the discrepancies and inconsistencies found between each credit bureau : Account Holder : XXXX : XXXX TransUnion : XXXX XXXX : XXXX Inconsistency : The account holder information is partially redacted, making it difficult to confirm if it is the same across all bureaus. High Balance : XXXX : {$770.00} TransUnion : {$710.00} XXXX : {$770.00} Inconsistency : The reported high balance differs between XXXX and TransUnion. Monthly Payment : XXXX : {$99.00} TransUnion : {$97.00} XXXX : {$99.00} Inconsistency : The reported monthly payment differs between XXXX and TransUnion. Last Reported : XXXX : XX/XX/2023 TransUnion : XX/XX/2023 XXXX : XX/XX/2023 Inconsistency : The last reported date differs between XXXX and TransUnion. Past Due - XXXX Days : XXXX : XXXX TransUnion : XXXX XXXX : XXXX Inconsistency : The number of past-due days ( XXXX days ) differs between XXXX, TransUnion, and XXXX. Remarks : XXXX : - TransUnion : Canceled By Credit Grantor XXXX : Account Closed By Credit Grantor Inconsistency : The remarks differ between TransUnion and XXXX. Responsibility : XXXX : Individual TransUnion : Individual Account XXXX : Individual Account Inconsistency : The reported responsibility type differs between XXXX and TransUnion. Credit History Timeline ( Late Payments ) : There are discrepancies in the reporting of late payments ( XXXX, XXXX, and XXXX days ) across the XXXX credit bureaus. Detailed information about specific months is not provided, so it's challenging to identify the exact inconsistencies in the timeline.
Frequently Asked Questions
What is Complaint #8312210 about?
Complaint #8312210 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.