Debt collection -- Attempts to collect debt not owed -- Complaint #8297316
Complaint Overview
Complaint ID: 8297316
Company: Experian Information Solutions INC.
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Nevada
ZIP Code: 89107
Date Received: 2024-02-06T12:00:00-05:00
Date Sent to Company: 2024-02-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Request for Deletion of XXXX Accounts from Credit Report Dear Experian Dispute Department, I am writing to request the removal of certain accounts associated with XXXX from my credit report. Upon reviewing my credit report, I have discovered accounts linked to XXXX that do not belong to me. I have enclosed a letter from XXXX stating that I do not have any accounts with them. I kindly request that you investigate this matter promptly and remove these erroneous accounts from my credit report. These inaccuracies are negatively impacting my credit score and financial standing, and they must be rectified as soon as possible. I assure you that I have never had any dealings with XXXX, and the presence of these accounts on my credit report is entirely erroneous. I have taken all necessary steps to verify my credit history, and I am confident that the information provided by XXXX confirms my non-affiliation with them. Please inform me of the steps I need to take to ensure the prompt removal of these inaccurate accounts from my credit report. I appreciate your attention to this matter and your assistance in resolving it efficiently. Thank you for your cooperation and prompt action on this matter.
Frequently Asked Questions
What is Complaint #8297316 about?
Complaint #8297316 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-06T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.