Debt collection -- Took or threatened to take negative or legal action -- Complaint #8297045
Complaint Overview
Complaint ID: 8297045
Company: Medical Data Systems, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: North Carolina
ZIP Code: 28214
Date Received: 2024-02-06T12:00:00-05:00
Date Sent to Company: 2024-02-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Fair Debt Collection Practices Act Violation There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy. Medical debt is now the largest source of debt in collections, totaling more than credit cards, utilities and auto loans combined, according to the White House. On XXXX the XXXX, XXXX, I received the attached letter demanding money. The demand letter was from Medical Revenue Service. LLC, the demand letter is requesting {$6200.00} which is incorrect. I XXXX XXXX disputes this allege Debt in its entirety. In XXXX, I was diagnosed with XXXX XXXX XXXX XXXX. Needless to say, upon finding out this information, my life was turned up-side down and changed forever. As a result of my continues care and treatment, it has completely depleted my familys finances and any savings we were able to save. As you might imagine, my life and the life of my family has been changed forever as a result of this awful XXXX. Due to the late stages of my care, I am in the process of getting my house in order for the sake of my family. In the interest of Consumer Focus, my family and I are requesting that you suspend your collection efforts and close your files. Additionally, please do not allow your office to have any Negative tag lines to be added to my credit report profile. Furthermore, per your contractual requirements, please close this account in your office and return it to your client ( XXXX ) for further review. Along with this Complaint, a Formal Complaint will be filed with the of office of XXXX XXXX XXXX, Attorney General for the State of Florida. In addition, a complaint will be Filed with the office of XXXX XXXX XXXX, Insurance Commissioner office for the State of North Carolina against Medical Revenue Services LLC, Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #8297045 about?
Complaint #8297045 was filed against Medical Data Systems, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-02-06T12:00:00-05:00.
How did Medical Data Systems, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Medical Data Systems, INC.?
Yes, visit the Medical Data Systems, INC. company profile at readthecomplaint.com/company/medical-data-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.