Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8296776
Complaint Overview
Complaint ID: 8296776
Company: Alchro INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New Jersey
ZIP Code: 08611
Date Received: 2024-02-06T12:00:00-05:00
Date Sent to Company: 2024-02-06T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I discovered this collection on my credit report. i don't know how they obtained any of my personal information with out my consent but this has put a hindrance on my life.
Frequently Asked Questions
What is Complaint #8296776 about?
Complaint #8296776 was filed against Alchro INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-02-06T12:00:00-05:00.
How did Alchro INC. respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Alchro INC.?
Yes, visit the Alchro INC. company profile at readthecomplaint.com/company/alchro-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.