Payday loan, title loan, personal loan, or advance loan -- Getting a line of credit -- Complaint #8296637
Complaint Overview
Complaint ID: 8296637
Company: Navy Federal Credit Union
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Personal line of credit
Issue: Getting a line of credit
State: Georgia
ZIP Code: 30294
Date Received: 2024-02-06T12:00:00-05:00
Date Sent to Company: 2024-02-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This letter is being sent to you in response to a letter received by mail dated XX/XX/2024 received from your offices XXXX XXXXXXXX. Be advised that your claim is being disputed as Adverse Action has taken place. Regardless of the reason for being denied, I have the right to credit. Withholding my access to my securities is Securities Fraud. You are violating the Equal Credit Opportunity Act ( ECOA ) And Consumer Credit Protection Act ( CCPA ). I am the Original Creditor. It is unlawful to be denied my right to credit.
Frequently Asked Questions
What is Complaint #8296637 about?
Complaint #8296637 was filed against Navy Federal Credit Union regarding Payday loan, title loan, personal loan, or advance loan specifically about Getting a line of credit. It was received by the CFPB on 2024-02-06T12:00:00-05:00.
How did Navy Federal Credit Union respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Navy Federal Credit Union?
Yes, visit the Navy Federal Credit Union company profile at readthecomplaint.com/company/navy-federal-credit-union to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.