Credit card -- Problem when making payments -- Complaint #8277700

Complaint Overview

Complaint ID: 8277700

Company: Bread Financial Holdings, INC.

Product: Credit card

Sub-Product: Store credit card

Issue: Problem when making payments

Sub-Issue: Problem during payment process

State: Ohio

ZIP Code: 45005

Date Received: 2024-02-03T12:00:00-05:00

Date Sent to Company: 2024-02-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I tried making a payment on my XXXX account with Comenity. I keep getting a message that a payment has already been applied and that I need to check scheduled payments. But there are no scheduled payments. I really just want to make my payment so I dont get hit by late fees and all that. I tried sending Comenity a secure message on their website and it didnt go through. I am hard of hearing and thats one of the very few options for me.

Frequently Asked Questions

What is Complaint #8277700 about?

Complaint #8277700 was filed against Bread Financial Holdings, INC. regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2024-02-03T12:00:00-05:00.

How did Bread Financial Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Bread Financial Holdings, INC.?

Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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