Debt collection -- Attempts to collect debt not owed -- Complaint #8268099

Complaint Overview

Complaint ID: 8268099

Company: Ability Recovery Services, LLC

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Texas

ZIP Code: 76107

Date Received: 2024-02-01T12:00:00-05:00

Date Sent to Company: 2024-02-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The information that was provided was not sufficient proof I owned that debt. The information did not include a signature, social security number, or details about fees and interest from original debt owed to current balance. Also the information given to was showed the current creditor different than the creditor trying to collect this debt. Also needs to be noted my email address along with other sensitive information was effected by data breach on XXXX in XXXX.

Frequently Asked Questions

What is Complaint #8268099 about?

Complaint #8268099 was filed against Ability Recovery Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-01T12:00:00-05:00.

How did Ability Recovery Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Ability Recovery Services, LLC?

Yes, visit the Ability Recovery Services, LLC company profile at readthecomplaint.com/company/ability-recovery-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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