Payday loan, title loan, personal loan, or advance loan -- Incorrect information on your report -- Complaint #8267623
Complaint Overview
Complaint ID: 8267623
Company: Affirm Holdings, INC
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: New Jersey
ZIP Code: 08854
Date Received: 2024-02-01T12:00:00-05:00
Date Sent to Company: 2024-02-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A few years back payments were taken out my bank account from affirm. I think it was late XXXX early XXXX. Back to back months took 2 payments from me. I was very confused immediately assumed fraud. So after I shut down my bank and got another bank. Few years after that around XXXX I realized AFFIRM was on my credit profile. I tried multiple times and different methods of disputing. But was still unsuccessful getting it removed from my credit report. It still remains on my credit report today as a derogatory mark til this day.
Frequently Asked Questions
What is Complaint #8267623 about?
Complaint #8267623 was filed against Affirm Holdings, INC regarding Payday loan, title loan, personal loan, or advance loan specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-01T12:00:00-05:00.
How did Affirm Holdings, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Affirm Holdings, INC?
Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.