Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8255141
Complaint Overview
Complaint ID: 8255141
Company: Discover Bank
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 92805
Date Received: 2024-01-30T12:00:00-05:00
Date Sent to Company: 2024-01-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There were two hard inquiries on my credit that is incorrect and my SSN was definitely used to try to get approved for credit cards. The first one was on XX/XX/24 by XXXX XXXX XXXX and the second one was XX/XX/24 by Discover Financial Services. These two hard inquiries are definitely not from me and I have been in contact with XXXX and they are working on the disputes that should be resolved in the next week or so. I also have put a lock on my credit so they are unable to have access and I have requested for further fraud protection as well.
Frequently Asked Questions
What is Complaint #8255141 about?
Complaint #8255141 was filed against Discover Bank regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-01-30T12:00:00-05:00.
How did Discover Bank respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Discover Bank?
Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.