Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8254906

Complaint Overview

Complaint ID: 8254906

Company: Kitch Acceptance CORP.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Indiana

ZIP Code: 479XX

Date Received: 2024-01-30T12:00:00-05:00

Date Sent to Company: 2024-01-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am secondary on a loan for a vehicle from XXXX XXXX in XXXX indiana. Kitch Acceptance corporation is the loan company for the vehicle. The payments are 2 mo behind and on 2 separate occasions kitch acceptance has done a hard inquirary on my credit without consent. Once in XX/XX/2023 and again just a few days ago. This is making neg remarks on the credit ive been working on building up.

Frequently Asked Questions

What is Complaint #8254906 about?

Complaint #8254906 was filed against Kitch Acceptance CORP. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-01-30T12:00:00-05:00.

How did Kitch Acceptance CORP. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Kitch Acceptance CORP.?

Yes, visit the Kitch Acceptance CORP. company profile at readthecomplaint.com/company/kitch-acceptance-corp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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