Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8254680
Complaint Overview
Complaint ID: 8254680
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: South Carolina
ZIP Code: 29588
Date Received: 2024-01-30T12:00:00-05:00
Date Sent to Company: 2024-01-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently obtained a copy of my credit report and noticed accounts that I have no knowledge of being reported to my profile. In XXXX my wallet was stolen during a work trip, the credit bureaus were notified and a fraud alert was placed on my account. I contacted the credit reporting agencies in XX/XX/XXXX and XX/XX/XXXX, notifying them of the fraudulent accounts being reporting on my profile. Per 15 USC 1681B accounts that I have not given any written consent nor permission should be reported to my profile. Reporting fraudulent accounts further violates 15 USC 1681c-2. I also requested that the credit reporting agencies remove all fraudulent addresses and credit inquiries that I have not authorized or given permission to be reported. These accounts being placed on my profile without my knowledge are hurting my ability obtain any credit in my name
Frequently Asked Questions
What is Complaint #8254680 about?
Complaint #8254680 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-01-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.