Debt or credit management -- Confusing or missing disclosures -- Complaint #8247250
Complaint Overview
Complaint ID: 8247250
Company: Experian Information Solutions INC.
Product: Debt or credit management
Sub-Product: Credit repair services
Issue: Confusing or missing disclosures
State: California
ZIP Code: 91324
Date Received: 2024-01-29T12:00:00-05:00
Date Sent to Company: 2024-01-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern : I recently received a copy of my credit report. The credit report showed unfair credits acts by companies that I do not recall authorizing. I understand that they shouldn't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit 16 CFR 313 433. 2, 16 CFR 313 433.3, 16 CFR 433.1. Par the FCRCA as a federal protect consumer I am now opt-out of any and all authorization I the consumer may have given you written unwritten verbal and nonverbal and it is infective immediately and indefinitely stop reporting the utilization but keep it usage on the report par 15 U.S.C. 6802, 15 U.S.C. 6803, 15 U.S.C. 6804, 15 U.S.C. 6805 I've listed the third party companies names They are a third party companies, It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. I want to be compensated for the violations {$1000.00} per violation and Pain And Suffering, Humiliation.
Frequently Asked Questions
What is Complaint #8247250 about?
Complaint #8247250 was filed against Experian Information Solutions INC. regarding Debt or credit management specifically about Confusing or missing disclosures. It was received by the CFPB on 2024-01-29T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt or credit management) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.