Credit reporting or other personal consumer reports -- Credit monitoring or identity theft protection services -- Complaint #8247120

Complaint Overview

Complaint ID: 8247120

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Credit monitoring or identity theft protection services

Sub-Issue: Problem with product or service terms changing

State: New York

ZIP Code: XXXXX

Date Received: 2024-01-29T12:00:00-05:00

Date Sent to Company: 2024-01-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I purchased a new car in early XXXX, of course a credit check was run. Experian sent numerous messages alerting me to the inquiry, which is expected but they were excessive. Now that I got the loan they are sending me excessive messages saying a new account was set up. Then they send multiple messages regarding credit score changes. I understand its their job to send alerts but they spam me with the same alerts for days. I went to the website to acknowledge the alerts assuming that would stop but it doesn't.

Frequently Asked Questions

What is Complaint #8247120 about?

Complaint #8247120 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Credit monitoring or identity theft protection services. It was received by the CFPB on 2024-01-29T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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