Mortgage -- Struggling to pay mortgage -- Complaint #8232629
Complaint Overview
Complaint ID: 8232629
Company: Law Offices Of Les Zieve
Product: Mortgage
Sub-Product: Conventional home mortgage
Issue: Struggling to pay mortgage
Sub-Issue: Foreclosure
State: California
ZIP Code: 92392
Date Received: 2024-01-26T12:00:00-05:00
Date Sent to Company: 2024-01-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to file a formal complaint against ZBS Law, LLP, in connection with their actions related to the foreclosure of my residence in XXXX, California. I believe their actions are in violation of the law and warrant immediate investigation. In XXXX, I received a notice from ZBS Law, LLP, stating their intent to foreclose on the aforementioned property, citing a second mortgage allegedly filed in XXXX. It is crucial to note that my late husband and I moved into this residence in XXXX, and the property is solely registered in his name. Unfortunately, my husband passed away in XXXX, leaving me to navigate the complexities of probate and the process of transferring the property into my name. To my surprise and distress, ZBS Law, LLP, later claimed to have sold our home and executed the foreclosure in XX/XX/XXXX. I have since learned that this type of foreclosure is referred to as a " zombie mortgage. '' The situation appears to be an attempt to seize my property, and as a hard-working widow, I am deeply concerned about the validity of their claims. It is worth noting that I have diligently maintained payments on the first mortgage, and the mortgage holder has not received any communication from ZBS Law, LLP, regarding the alleged second mortgage. This lack of communication further raises doubts about the legitimacy of their claims. I respectfully request that your agency thoroughly investigates this matter to ascertain the validity of the foreclosure and determine whether ZBS Law, LLP, has engaged in unlawful practices. I am hopeful that your intervention will help rectify this situation and protect my rights as a homeowner.
Frequently Asked Questions
What is Complaint #8232629 about?
Complaint #8232629 was filed against Law Offices Of Les Zieve regarding Mortgage specifically about Struggling to pay mortgage. It was received by the CFPB on 2024-01-26T12:00:00-05:00.
How did Law Offices Of Les Zieve respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Law Offices Of Les Zieve?
Yes, visit the Law Offices Of Les Zieve company profile at readthecomplaint.com/company/law-offices-of-les-zieve to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.