Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8232490
Complaint Overview
Complaint ID: 8232490
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Maryland
ZIP Code: 208XX
Date Received: 2024-01-26T12:00:00-05:00
Date Sent to Company: 2024-01-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I previously filed an Identity Theft Report addressed to Experian due to their persistent reporting of an invalid and erroneous account under my name. I marked it as a fraud account because my XXXX account is paid off, as confirmed with the original creditor. I called them personally, and there have been no delinquent payments for the past 5 years of having this account. Any use of my personal information without authorization constitutes fraud and impostor activity, violating my privacy. I want to highlight that my date of birth and address on my Experian account were incorrect. I've attached my driver 's license ID and current proof of billing as substantial evidence that the address they reported doesn't match mine. Lastly, please correct and eliminate the misleading and inaccurate report of the account below : Account Name : XXXX XXXX Account Number : XXXX
Frequently Asked Questions
What is Complaint #8232490 about?
Complaint #8232490 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-01-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.