Credit card -- Getting a credit card -- Complaint #8228668
Complaint Overview
Complaint ID: 8228668
Company: Bread Financial Holdings, INC.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Application denied
State: North Carolina
ZIP Code: 27332
Date Received: 2024-01-25T12:00:00-05:00
Date Sent to Company: 2024-01-25T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XX/XX/XXXX and XX/XX/XXXX there was an application for a deposit account that got rejected using my maiden name and a different address. ( XXXX XXXX XXXX ) they did the request all on line. XX/XX/XXXX and XX/XX/XXXX Person tried to gain access to my XXXX account. XXXX XXXX XXXX XXXX made XX/XX/XXXX also on the following dates XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX COMENITYCAPITAL/GOOD inquiry date XXXX account with COMENITYCB/ ULTA XXXX that starts with XXXX on XX/XX/XXXX using the number XXXX XXXX All of these used the address and name they opened an account on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX United States
Frequently Asked Questions
What is Complaint #8228668 about?
Complaint #8228668 was filed against Bread Financial Holdings, INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-01-25T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.