Debt collection -- Took or threatened to take negative or legal action -- Complaint #8228261
Complaint Overview
Complaint ID: 8228261
Company: Bread Financial Holdings, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Virginia
ZIP Code: 23669
Date Received: 2024-01-25T12:00:00-05:00
Date Sent to Company: 2024-01-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Continue to report inaccurate information on my consumer report! Defamation of character, unfair means to collect a debt, exercising the color of law, pursuant to 15 USC 6802, pursuant to 15 USC 1692 k, pursuant to 15 USC 1681 b! A debt collector might not use unfair me to collect a debt, and as the consumer I am invoking my specified remedy of deleting this inaccurate information from My consumer report and send documentation state in that it has been removed and also pay me {$1000.00} for this violation!
Frequently Asked Questions
What is Complaint #8228261 about?
Complaint #8228261 was filed against Bread Financial Holdings, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-01-25T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.