Debt collection -- Took or threatened to take negative or legal action -- Complaint #8220631
Complaint Overview
Complaint ID: 8220631
Company: Seattle Service Bureau, INC
Product: Debt collection
Sub-Product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Seized or attempted to seize your property
State: Washington
ZIP Code: 98087
Date Received: 2024-01-24T12:00:00-05:00
Date Sent to Company: 2024-01-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Received a letter from National Service Bureau on XXXX ( letter was dated XXXX ) stating I had a 5 day notice to respond to them or else I could face my license being suspended, or removal of my vehicle registration. They say this is because I did not have insurance when I was in an auto accident on XXXX. This is false as the vehicle was on a loan, and insurance is automatically applied by bank, and I had insurance through my credit union. There is also nothing on my credit report stating anything is in collections. They have contacted my family members as well through phone. They have attempted to call me on numerous numbers, but I do not answer phone calls from unknown numbers. I have not reached out to them because I doubt the legitimacy of this agency, and I am worried any contact could increase harassment. I provided insurance information to credit union at time of accident and vehicle was totaled out, and insurance paid around XXXX for vehicle if my memory is accurate.
Frequently Asked Questions
What is Complaint #8220631 about?
Complaint #8220631 was filed against Seattle Service Bureau, INC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-01-24T12:00:00-05:00.
How did Seattle Service Bureau, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Seattle Service Bureau, INC?
Yes, visit the Seattle Service Bureau, INC company profile at readthecomplaint.com/company/seattle-service-bureau-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.