Debt collection -- Attempts to collect debt not owed -- Complaint #8213395
Complaint Overview
Complaint ID: 8213395
Company: V And H Portfolio
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Texas
ZIP Code: 75165
Date Received: 2024-01-23T12:00:00-05:00
Date Sent to Company: 2024-01-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Collection item added to my Consumer Credit Report. Stated opened on XX/XX/2022. Vance and Huffman. This was included in a completed bankruptcy case. Vance and Huffman did not contact me prior to adding this item to my credit report prior to adding it as a collection. They are in violation.
Frequently Asked Questions
What is Complaint #8213395 about?
Complaint #8213395 was filed against V And H Portfolio regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-01-23T12:00:00-05:00.
How did V And H Portfolio respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against V And H Portfolio?
Yes, visit the V And H Portfolio company profile at readthecomplaint.com/company/v-and-h-portfolio to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.