Checking or savings account -- Opening an account -- Complaint #8197090

Complaint Overview

Complaint ID: 8197090

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Other banking product or service

Issue: Opening an account

Sub-Issue: Account opened without my consent or knowledge

State: Texas

ZIP Code: 77477

Date Received: 2024-01-21T12:00:00-05:00

Date Sent to Company: 2024-01-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I just getting emails that I have opened account with a company called " Chime '' I didn't even heard about it before this emails. I got like direct deposit form in my name. I called that company but I felt was no safe to share my personal information with them. I only provided the account number. They said they couldn't do nothing about it? .I was doing my research before submitting this looks like this " company " is doing this or at least doesn't verify who is opening accounts.

Frequently Asked Questions

What is Complaint #8197090 about?

Complaint #8197090 was filed against Chime Financial INC regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2024-01-21T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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