Credit reporting or other personal consumer reports -- Credit monitoring or identity theft protection services -- Complaint #8189074

Complaint Overview

Complaint ID: 8189074

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Credit monitoring or identity theft protection services

Sub-Issue: Problem with product or service terms changing

State: Texas

ZIP Code: XXXXX

Date Received: 2024-01-19T12:00:00-05:00

Date Sent to Company: 2024-01-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I was notified that are info was released accidently by a firm we did business with in the past. I then put a freeze immediately at XXXX and XXXX. Now my last one Equifax says that their system is down try later. I tried fir several days and nothing. Then I starting getting fake robo calls that a code I requested was coming in followed by a code. I hung up on this several times 10 to be exact. To me it seems suspicious that equifaxs system is always down and then I got these calls. I believe that they are scaring consumers so that they will sign up for credit protection services, rather than allowing consumers to freeze their accounts.

Frequently Asked Questions

What is Complaint #8189074 about?

Complaint #8189074 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Credit monitoring or identity theft protection services. It was received by the CFPB on 2024-01-19T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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