Debt collection -- Attempts to collect debt not owed -- Complaint #8188956

Complaint Overview

Complaint ID: 8188956

Company: Southwest Credit Systems, L.P.

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Georgia

ZIP Code: 30324

Date Received: 2024-01-19T12:00:00-05:00

Date Sent to Company: 2024-01-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My credit report states that the account was opened XXXX and the debt owed is {$180.00}. I did not have XXXX around this time at all. This is completely false and inaccurate.

Frequently Asked Questions

What is Complaint #8188956 about?

Complaint #8188956 was filed against Southwest Credit Systems, L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-01-19T12:00:00-05:00.

How did Southwest Credit Systems, L.P. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Southwest Credit Systems, L.P.?

Yes, visit the Southwest Credit Systems, L.P. company profile at readthecomplaint.com/company/southwest-credit-systems-l-p to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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