Debt collection -- Attempts to collect debt not owed -- Complaint #8180996
Complaint Overview
Complaint ID: 8180996
Company: Consumer Adjustment Company Incorporated
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Florida
ZIP Code: 33803
Date Received: 2024-01-18T12:00:00-05:00
Date Sent to Company: 2024-01-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This debt collector put a fraudulent debt on my credit file with XXXX that I have no knowledge of or been notified of this debt. I was a victim of identity theft during the XXXX data breach and would like this debt removed or the company providing documentation to prove that this is my debt under the FCRA section 604 where they didnt notify me of this debt before placing on my credit file.
Frequently Asked Questions
What is Complaint #8180996 about?
Complaint #8180996 was filed against Consumer Adjustment Company Incorporated regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-01-18T12:00:00-05:00.
How did Consumer Adjustment Company Incorporated respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Consumer Adjustment Company Incorporated?
Yes, visit the Consumer Adjustment Company Incorporated company profile at readthecomplaint.com/company/consumer-adjustment-company-incorporated to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.