Debt collection -- Took or threatened to take negative or legal action -- Complaint #8180226

Complaint Overview

Complaint ID: 8180226

Company: Resurgent Capital Services L.P.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Sued you without properly notifying you of lawsuit

State: Texas

ZIP Code: 75159

Date Received: 2024-01-18T12:00:00-05:00

Date Sent to Company: 2024-01-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have just received a lawsuit in the main from a company called LVNV Funding LLC, whom I never heard of before threatening to garnish wages and seize property from old debt. I contacted the original creditor ( XXXX ) who confirmed they did not sell this debt to them and had no knowledge of this company. I still have an open account with XXXX XXXX. I have had credit notices of my email and social being on the dark web and I am sure that is where this company got my information and is filing falsified documents to try to get money. Looking at this companies reviews this is a common practice for them and needs to be halted. I have already disputed this with the 2 credit bureaus they dinged, for some reason it is not showing on XXXX, and now will be filing complaints with every company I can!

Frequently Asked Questions

What is Complaint #8180226 about?

Complaint #8180226 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-01-18T12:00:00-05:00.

How did Resurgent Capital Services L.P. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Resurgent Capital Services L.P.?

Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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