Debt collection -- Attempts to collect debt not owed -- Complaint #8180149

Complaint Overview

Complaint ID: 8180149

Company: Credit CORP Solutions INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: California

ZIP Code: 90006

Date Received: 2024-01-18T12:00:00-05:00

Date Sent to Company: 2024-01-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My identify was stolen between the years XXXX. I filed a police report Incident Number XXXX once I had learned about this account. From my understanding, this account XXXX from XXXX was opened without my consent or knowledge and was later sold to Credit Corps Solutions. When I requested for further information on the account, neither XXXX or Credit Corps Solutions were able to provide the itemized receipts that led to the account balance. I have suspicions that the total amount are accruals from interest, but I have no access to this information as it is not my account. The person who stole my identity had opened a number of accounts under my name in the years spanning XXXX in which I followed XXXX recommendations to ( 1 ) execute a credit lock for years and ( 2 ) enrolled in Fraud Protection. I suspect the person was a previous roommate who had access to my information and home address.

Frequently Asked Questions

What is Complaint #8180149 about?

Complaint #8180149 was filed against Credit CORP Solutions INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-01-18T12:00:00-05:00.

How did Credit CORP Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Credit CORP Solutions INC.?

Yes, visit the Credit CORP Solutions INC. company profile at readthecomplaint.com/company/credit-corp-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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