Debt collection -- Attempts to collect debt not owed -- Complaint #8173412
Complaint Overview
Complaint ID: 8173412
Company: Spring Oaks Capital, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Alabama
ZIP Code: 352XX
Date Received: 2024-01-12T12:00:00-05:00
Date Sent to Company: 2024-01-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am really disappointed and upset at XXXX and these spring oak people. I have no Idea what this is! They have been violating my consumer rights for over one year now. I was denied health insurance bec ause of these errors! i also asked this fraud company to validate this but they didn't remove this inaccurate information from XXXX. XXXX and XXXX deleted the inaccurate info months ago! I plan to go to small claims and file a suite ! Spring oak has been ignoring my letters! see below attached
Frequently Asked Questions
What is Complaint #8173412 about?
Complaint #8173412 was filed against Spring Oaks Capital, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-01-12T12:00:00-05:00.
How did Spring Oaks Capital, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Spring Oaks Capital, LLC?
Yes, visit the Spring Oaks Capital, LLC company profile at readthecomplaint.com/company/spring-oaks-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.