Debt collection -- Attempts to collect debt not owed -- Complaint #8173400
Complaint Overview
Complaint ID: 8173400
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Montana
ZIP Code: 59715
Date Received: 2024-01-12T12:00:00-05:00
Date Sent to Company: 2024-01-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
BELOW IS THE INFORMATION FROM XXXX; I DISPUTED, AND ACCORDING TO XXXX, IT IS A LEGIT CHARGE, WHICH IS NOT, AND I AM FED UP WITH THIS. NO ONE SENT ME DOCUMENTS. I TRIED TO CALL THIS COMPANY, AND THEY ASKED FOR A CASE NUMBER, WHICH I DON'T HAVE. I SEE THE ACCOUNT WAS OPENED IN XXXX, WHICH IS NOT LEGIT. PLEASE HELP ME I DONT KNOW WHAT ELSE I CAN DO. THESE ISSUES HAVE BEEN GOING ON FOR THE LAST 5 TO 6 YEARS NOW. I HAD OTHER DEBT COLLECTORS CALLING, AND I EXPLAINED TO ALL OF THEM THIS IS NOT MINE. THEY SEEMED TO IGNORE AND SELL TO OTHER DEBT COLLECTORS, AND SO ON. NOW, IT IS GETTING TO THE LIMIT BECAUSE THIS IS NOT TRUE AT ALL. I HAD DEBTS IN THE PAST I RESOLVED WITH THE CREDITORS, AND I GUESS THEY GOT MY NAME FROM MY HARDSHIP TIMES AND DECIDED TO PLAY WITH IT. WHAT CAN ONE DO IF EVEN THE CREDIT BEAUROU DOES HELP US? PLEASE HELP ME I AM BEING TRULY HONEST HERE. THESE PEOPLE ARE RUINING MY CREDIT. Account Number XXXXXXXX Name LVNV FUNDING LLC C/O RESURGENT CAPITAL SERVICES XXXX XXXX XXXX XXXX SC XXXX XXXX XXXX Date Opened XXXXXXXX (FRAUDULENT) I NEVER OPENED AN ACCOUNT ON THIS DAY/NOR WITH THIS BANK Responsibility Individual Account Account Type open Loan Type DEBT BUYER Balance $XXXX Last Payment Amount $XXXX Original Amount $XXXX Original Creditor XXXX XXXX (Financial) Past Due $XXXX
Frequently Asked Questions
What is Complaint #8173400 about?
Complaint #8173400 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-01-12T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.