Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8172422
Complaint Overview
Complaint ID: 8172422
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Virginia
ZIP Code: 23606
Date Received: 2024-01-14T12:00:00-05:00
Date Sent to Company: 2024-01-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to you in accordance with the Fair Credit Reporting Act, specifically Section 609 ( a ) ( 1 ) ( A ), which requires credit reporting agencies to verify accounts by physically verifying the original signed consumer contract. It has come to my attention that you have reported certain accounts on my credit report without providing verifiable proof of these accounts. This lack of verification has negatively impacted my ability to obtain credit. As a result, I am formally requesting that you provide me with the verifiable proof of the following accounts listed below. According to the FCRA, unverified accounts must be removed from my credit report. If you are unable to provide me with the requested proof, I insist that you remove these accounts from my credit report immediately. Account Details : Creditor : XXXX XXXX XXXX Account Number : XXXX Account Type : Unsecured loan Verification Status : Unverified Account
Frequently Asked Questions
What is Complaint #8172422 about?
Complaint #8172422 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-01-14T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.